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19
May 2016

Why It Is So Hard To Predict Winners And Losers

By Harrison Lazarus Advisors, Inc.



Sometimes a picture really is worth a thousand words. And it would be hard to find a better “picture” to explain why it is so hard to predict winners and losers when it comes to global markets. Another article you might enjoy explores what happens when grown children move back home after college. ..

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15
Apr 2016

Your Long-Term Goals Are Just Like A Well-Tended Garden

By Harrison Lazarus Advisors, Inc.



Staying invested during up and down markets can help you achieve your long-term financial goals. As the chart in the “Market Corrections” article below shows, investors who stay put during down times may often enjoy positive annual returns. Do you know your credit score? Paying attention to what you can control about your credit score — like correcting errors and paying promptly — can boost your score and improve the rate you’ll pay to borrow money. And if you have ever lost your passport or other vital document, here are some useful guidelines to help you replace birth certificates, passports, Social Security Cards, etc.
Finally, just in time for spring, these “Tips for Growing the Perfect Vegetable Garden” may help you successfully build a healthy and prize-worthy vegetable garden. Remember, your long-term goals — just like a well-tended garden — take time, commitment and determination in order to flourish.  ..

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11
Mar 2016

2015 Q4 Quarter-In-Review

By Harrison Lazarus Advisors, Inc.

Please view the most recent quarterly investment review webinar that focuses on reviewing events that have influenced global markets at: ..

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25
Feb 2016

Dig Out Of Hibernation And Start Your Spring Cleaning

By Harrison Lazarus Advisors, Inc.


As spring approaches, it’s a natural time to dig out of hibernation mode and start organizing things…including information for filing your taxes. The article below about important tax breaks for the newly retired may help you (or friends who are newly retired) get the most out of reaching this milestone. While many of us are making an effort to watch what we eat, what we think is a healthy choice may not be so good for us after all. Misleading marketing and misconceptions are to blame for our overindulgence in so-called “health foods.” See if any of your favorites are on the list. Would you like to be an even smarter investor? One surprising way is to get in touch with your feelings. This article by Dr. Meir Statman, an expert in behavioral finance (who we have the pleasure of working with), can give insight into different investing personalities, helping you understand why you make certain decisions and how you can curb unproductive investing habits. Lastly, if you’re dreading the idea of spring cleaning, try these easy and practical tips to refresh your house and restore it to its former, cleaner glory.  ..

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01
Feb 2016

The sky is falling! The sky is falling!

By Harrison Lazarus Advisors, Inc.

  
Some of the news headlines in recent days remind me a little of Chicken Little: “The sky is falling! The sky is falling!” No doubt, all the headlines and reports about the downturn in the stock market can make us uncomfortable. But we’re in this for the long term, and if history is any guide, this current situation is short term. I hope you’ll take a couple of minutes to watch two brief videos. The first illustrates some right (and not so right) ways to deal with market downturns. The second shows how $1 invested in the total U.S. market grew from 1927-2014 along with the headlines in Time Magazine. Both of these videos remind us that we should remain calm even when the markets aren’t. Also, here’s an idea for something we can control: When is the last time you checked your account beneficiary forms? With certain accounts (especially retirement accounts) the beneficiary form supersedes a will or trust. The article below will explain why it’s so important to make sure your forms are up to date (feel free to share the PDF with others). Lastly, in honor of Presidents’ Day this month, test your presidential knowledge with this enlightening — and challenging — quiz.  ..

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30
Dec 2015

Ring In The New Year

By Harrison Lazarus Advisors, Inc.



Happy New Year! I hope you had a wonderful time relaxing with loved ones and enjoying the holiday season. Now it’s time to focus on the year ahead, right? If organizing all your things — both great and small — is a goal for this year, here is a smart guide that will show you how to better maximize your living space. Meeting your financial goals can be easier if you are specific, so check out this article that suggests taking a sharp look at your expenses and income opportunities in order to turn those goals into reality. And while most of us find it easy to write down our resolutions, it’s a lot harder to keep them. This article illustrates surprising and shrewd ways to stay on your newfound track. And for some added inspiration, here is a video for anyone who has ever tried to do something and thought, “It’s just too difficult.” After meningitis left 19-year-old Amy Purdy a paraplegic, she went on to become the top ranked adaptive snowboarder in the U.S. and 2014 Paralympic bronze medal winner. Learn how a determined Ms. Purdy wouldn’t allow personal tragedy to hold her back from her dreams and bright future. You’ll never say, “I can’t do it” again!

May the new year bring you a renewed sense of optimism and inspiration! ..

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20
Nov 2015

'Tis The Season

By Harrison Lazarus Advisors, Inc.


‘Tis the season to enjoy the company of family and friends, reconnect with your community, guiltlessly eat delicious goodies and reflect on the past year. This article from a new father wanting to give sound financial advice to his newborn son is both poignant and wise — the perfect sentiment to kick off the holidays. Having trouble finding that perfect gift for the creative thinker in your life? This unique gift guide will be sure to help you with the shopping doldrums. Don’t let all the shopping and parties wear you out — take some time to relax by curling up with a hot drink and something interesting to read. Here are some great books to enjoy this winter. And in the spirit of holiday fun, enjoy this light-hearted essay about the famous cake everyone loves to hate (with a corresponding decadent recipe). May the holiday spirit shine brightly on you and your loved ones. Happy holidays!  ..

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07
Nov 2015

2015 Q3 Quarter-In-Review

By Harrison Lazarus Advisors, Inc.

Please view the most recent quarterly investment review webinar that focuses on reviewing events that have influenced global markets at: ..

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01
Nov 2015

A Time For Thanks

By Harrison Lazarus Advisors, Inc.

















It’s the time of year when football season is in full swing, kids (or grandkids) are home from college for a few days and we all tend to think about what we’re thankful for. There’s a lot to contemplate — I’m thankful for the family and friends who make an extra effort to come together at Thanksgiving…and of course, the great food. I’m also very thankful for all my wonderful clients who make my job so enjoyable and rewarding. Since we’re on the subject of being thankful, I’ve included a fascinating article about gratitude from columnist David Brooks. I hope you’ll enjoy it as much as I did. As the end of the year approaches, it’s a good time to start thinking about any charitable giving you might want to do for 2015. This article helps make choosing a deserving charity easier. Discipline has long been a key (but often elusive) ingredient for a successful financial plan. One of my roles as your Advisor is to help you keep on the right track and stay focused (and calm) during up and down markets. And November wouldn’t be complete without reference to some great food. Here are some nontraditional recipe ideas to modernize typical Thanksgiving side dishes. Bon appetit! ..

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24
Sep 2015

Fall Has Arrived

By Harrison Lazarus Advisors, Inc.

October may make you think of cool weather, football games and pumpkins — or maybe ghosts and goblins and bumps in the night (and we’re not talking about bumps in the markets — those aren’t too scary, at least over the long term). With so many important areas of our lives now online, internet security can be a scary issue. But the tips below will help you safe guard your money — and personal information. Many of us are afraid of cleaning out our garages or closets. It’s not easy to decide what to keep and what to give away. This article illuminates the behavioral biases that chain us to stuff we no longer need or use. (Some of these biases may also affect our financial decisions.) Don’t let old man winter scare you when it comes to heating bills. Read about how to prep your home for the winter months. Finally, enjoy this list of top movies from master of suspense Alfred Hitchcock. But I don’t recommend you watch them alone! ..

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