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21
Sep 2016

Sometimes Not Doing Anything Is The Better Decision.

By Harrison Lazarus Advisors, Inc.


As young people head back to the classroom, teachers everywhere will be encouraging them to “pay attention!” (I’m sure some of us heard that phrase more often than others.) But for those of us who are not going back to school, there is a time when NOT paying attention may pay off, and that’s when it comes to our 401(k) statements. Although it tends to go against our nature, sometimes not doing anything is the better decision. At any age, focusing on how much we save can make a big difference, and the chart below is a powerful reminder of how delaying saving for the future can cause you to miss out on a robust retirement. If you love to learn or are curious about how things work, you will enjoy these websites that can help satisfy your curiosity. Finally, be sure to share this infographic with tips for a productive and healthy school year.  ..

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25
Aug 2016

2016 Q2 Quarter-In-Review

By Harrison Lazarus Advisors, Inc.

Please view the most recent quarterly investment review webinar that focuses on reviewing events that have influenced global markets at:  ..

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04
Aug 2016

There is Still Time For A Vacation And Long-Term Investment Plans

By Harrison Lazarus Advisors, Inc.



The end of summer may be creeping up, but there’s still time to book a nice vacation, enjoy the great outdoors or throw a big neighborhood barbeque. In the same spirit, there’s always another chance to keep the emotions of investing in check and recommit to your long-term plans. Patience can really pay off as the power of long-term investing is illustrated in the “Long-Term Power of Markets (Growth of $1)” chart below. A new study by Fidelity suggests there may be a big disconnect between what Millennials understand their role to be in their parents’ future care and what parents may ultimately need or expect. The article “10 Headscratchers” outlines how we are all irrational sometimes when it comes to our finances. And while it may be tempting to buy your four-legged friend every chew toy in the store, here are some good ways to determine when it’s worth spending money on Fluffy or Fido and when it just doesn’t add up.  ..

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15
Jul 2016

Changing Lanes By Trying To "Time" The Market

By Harrison Lazarus Advisors, Inc.



Most of us have experienced (sometimes daily) the frustration of being stuck in traffic…are you one of those drivers who stays calm, or are you constantly changing lanes without ever actually getting ahead? The picture below illustrates what happens to many investors who “change lanes” by trying to “time” the market. In fact, many investors may be tempted to “change lanes” right now with the markets experiencing volatility over “Brexit.” Remember, this is just a normal market reaction. In fact, as the author below states, “This is what markets do.”

Here’s something you can do this summer: take a road trip to discover some of the most patriotic places in the USA. And while you’re enjoying the sights, use these great tips for optimizing your phone’s camera features for the best vacation or fireworks pictures. Let freedom ring! ..

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17
Jun 2016

The Keys To Successful Investing: Discipline, Commitment, Patience and More

By Harrison Lazarus Advisors, Inc.



Most people don’t simply “become” doctors, physicists or Olympic runners. To reach these goals and be successful, it takes discipline, commitment, practice and a lot of patience. The same can be said of being a successful investor. This first article discusses how panicking when faced with investing or life challenges can prove detrimental. The chart below is a great reminder of why it is wise to include non-U.S. stocks in your portfolio. The last article includes what we can learn from the late musician Prince’s lack of estate planning. ..

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03
Jun 2016

2016 Q1 Quarter-In-Review

By Harrison Lazarus Advisors, Inc.

Please view the most recent quarterly investment review webinar that focuses on reviewing events that have influenced global markets at:  ..

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19
May 2016

Why It Is So Hard To Predict Winners And Losers

By Harrison Lazarus Advisors, Inc.



Sometimes a picture really is worth a thousand words. And it would be hard to find a better “picture” to explain why it is so hard to predict winners and losers when it comes to global markets. Another article you might enjoy explores what happens when grown children move back home after college. ..

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15
Apr 2016

Your Long-Term Goals Are Just Like A Well-Tended Garden

By Harrison Lazarus Advisors, Inc.



Staying invested during up and down markets can help you achieve your long-term financial goals. As the chart in the “Market Corrections” article below shows, investors who stay put during down times may often enjoy positive annual returns. Do you know your credit score? Paying attention to what you can control about your credit score — like correcting errors and paying promptly — can boost your score and improve the rate you’ll pay to borrow money. And if you have ever lost your passport or other vital document, here are some useful guidelines to help you replace birth certificates, passports, Social Security Cards, etc.
Finally, just in time for spring, these “Tips for Growing the Perfect Vegetable Garden” may help you successfully build a healthy and prize-worthy vegetable garden. Remember, your long-term goals — just like a well-tended garden — take time, commitment and determination in order to flourish.  ..

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11
Mar 2016

2015 Q4 Quarter-In-Review

By Harrison Lazarus Advisors, Inc.

Please view the most recent quarterly investment review webinar that focuses on reviewing events that have influenced global markets at: ..

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25
Feb 2016

Dig Out Of Hibernation And Start Your Spring Cleaning

By Harrison Lazarus Advisors, Inc.


As spring approaches, it’s a natural time to dig out of hibernation mode and start organizing things…including information for filing your taxes. The article below about important tax breaks for the newly retired may help you (or friends who are newly retired) get the most out of reaching this milestone. While many of us are making an effort to watch what we eat, what we think is a healthy choice may not be so good for us after all. Misleading marketing and misconceptions are to blame for our overindulgence in so-called “health foods.” See if any of your favorites are on the list. Would you like to be an even smarter investor? One surprising way is to get in touch with your feelings. This article by Dr. Meir Statman, an expert in behavioral finance (who we have the pleasure of working with), can give insight into different investing personalities, helping you understand why you make certain decisions and how you can curb unproductive investing habits. Lastly, if you’re dreading the idea of spring cleaning, try these easy and practical tips to refresh your house and restore it to its former, cleaner glory.  ..

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